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Mortgage Checklist

First Bank offers mortgage loan products to all qualified loan applicants without regard to race, color, religion, sex, national orgin, handicap, age (provided the applicant has the capacity to contract), martial status, familial status, applicants receipt of income derived from any public assistance program, or applicants exercise in good faith of any right under the Consumer Credit Protection Act.

Our goal is to make the mortgage loan application process an easy and stress-free experience.  In order to provide loan costs pertaining to your request, you need only to provide the below six pieces of information.  Once provided, a Loan Estimate disclosure will be promptly delivered to you.

  1. applicant name(s)
  2. applicant(s) estimated monthly income
  3. social security numbers
  4. mortgage loan amount sought
  5. estimated value of property
  6. property address (contract not required)

In addition, you can help by providing the below documents.  These documents are standard documentation needed in order to process the majority of mortgage loans; however, additional information might apply in you particular case.  Being prepared to gather the below items, will help us process your loan application in a more timely manner.  None of the below information however, is necessary to provide you with the initial disclosures mentioned above.

  • Current pay stubs or, if self employed, your tax returns for the past two years
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Life insurance policy
  • Retirement account statements for the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Auto loan account information
  • Personal loan account information

If you currently own Real Estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)
Kay Dowdy
Contact Information
Kay Dowdy, NMLS #972453
Mortgage Loan Officer
Direct: (601) 726-3378
Cell: (601) 297-9000
Email: Send Email
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Kay Dowdy, NMLS #972453, Mortgage Loan Officer NMLS #972453
First Bank
7 Woodstone Place, Suite 7, Hattiesburg, MS  39402
Direct:  (601) 726-3378
Cell:  (601) 297-9000
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